{"id":30,"date":"2014-10-23T23:47:49","date_gmt":"2014-10-23T23:47:49","guid":{"rendered":"https:\/\/santarosaforeclosureattorney.com\/?page_id=30"},"modified":"2014-10-25T23:31:23","modified_gmt":"2014-10-25T23:31:23","slug":"marin","status":"publish","type":"page","link":"https:\/\/santarosaforeclosureattorney.com\/marin\/","title":{"rendered":"Marin Foreclosure Attorney"},"content":{"rendered":"
It’s no secret that housing prices in Marin are some of the highest in the nation. \u00a0With housing so expensive it is easy to fall behind on your mortgage. \u00a0Even the slightest disruption in income, even only a few months of unemployment, can jeopardize your ability to stay current on your mortgage. \u00a0If you are\u00a0behind on your mortgage and facing foreclosure we have a solution: chapter 13 bankruptcy<\/a>. \u00a0We can file an emergency chapter 13 bankruptcy petition to stop the Trustee’s sale and save your home.<\/p>\n For many clients with a scheduled Trustee’s sale the answer is yes<\/strong>. \u00a0Negotiation with your lender has run its course and they’re ready to sell your home. \u00a0When facing an imminent Trustee’s sale your options are limited. \u00a0However, one option that remains is to file an emergency chapter 13 bankruptcy petition before the scheduled sale. \u00a0Federal law requires collections action, including the continuation of foreclosure proceedings, to cease upon the filing of a bankruptcy petition. Accordingly, as soon as our Marin foreclosure lawyer files your emergency bankruptcy<\/a> petition the Trustee’s sale cannot continue.<\/p>\n If you want to save your home after bankruptcy chapter 13 bankruptcy is the right solution. \u00a0Only through chapter 13 bankruptcy can you cure the default on your long term debt (ie. your mortgage). \u00a0In practice you cure the default on your mortgage by repaying late mortgage payments through a chapter 13 repayment plan over three to five years. Upon completion of this repayment plan you will no longer be in default on your home mortgage; in fact, you will be current. \u00a0As long as you stay current on your mortgage your lender cannot initiate foreclosure.<\/p>\nIs Chapter 13 Bankruptcy The Right Solution?<\/h2>\n
Affordable Option<\/h3>\n